Money and News Year Resolutions and Holidays
Money, in the society
in which we live is like our life blood.
Like the flower needs the rain, money needs to circulate and
redistribute to keep economies, countries and societies moving. Most of us would agree that we’re doing our
bit – whatever comes in, has a tendency to head straight back out again! And often we’re not quite sure where it all
I’m not going to
do any speech on how many days left til Xmas or the New Year… but it is the
time most of us have a bit of a think about things we’d like to achieve in the
New Years are the
time for fresh starts, saying goodbye to things behind and getting on with the
job. Even if most of us don’t make
formal New Years’ Resolutions, there are usually things we’d like to achieve.
Seeing most of us
just have them as an idea somewhere out in the ether and not written down as a
concrete plan, many of them just stay that – an idea.
So – maybe New
Year’s 2011-2012 is the perfect place to start!
Just think about
one thing you’d like to achieve in the coming 12 months…
A weekend with
the girls? $1
Those Jimmy Choos
you’ve had your eye on! $1 200
That new Louis
Vuitton handbag? $4
Just a theme park
day with the kids? $ 300
Whatever it is
our little heart’s desire – please don’t think – “for everything else, there’s
Mastercard.” Start the plan now!
If you want that
Overseas holiday to Thailand in July for $5 000 – break it down now into pay
periods. You’ve got 7 months to go to
save the $5 000…
$715 a month you’ll need to stash, or $360 per fortnight or $180 per week. Breaking it down will let you know if your
goal is achievable or not.
Maybe July won’t
work – but if 12 months at $416 is do-able – you can go next December! That’s still a win!
Make sure you’re
still able to take care of the day to day expenses – but remember to look after
you too. Paying yourself first and then
allocating the rest to the boring bits means you aren’t becoming a drudge.
You work hard and
deserve to enjoy yourself. We need to
reaffirm that what we’re doing just doesn’t keep us running like the mouse on
the wheel – every day the same, until we do our heads in. Just keeping our
heads above water is hardly an existence, tho sometimes it seems all we’re
Have a goal –
something you’re really looking forward to – big or small and plan on how to
achieve it, enjoy every minute – and then start the process all over again!
As the fabulous Dolly Levi quoted in the classic movie Hello Dolly “Money, pardon the expression, is like
manure. It’s not worth a thing unless
it’s spread around, encouraging young things to grow.”